Tom Chiarchianis graduated from San Diego State University with a Bachelor of Arts in Management and Organizational Behavior. He is a licensed insurance agent and broker with thirty years of experience in the business. In 1985, Tom started as an agent in the family insurance business, Delta Agencies, Inc. He started with Davis, Nordstrom, and Tanner in 1991, and returned to Davis and Associates in 2008. He became a minority parter in Davis and Associates in 2015.